Does Refinancing Hurt Your Credit Score in Arizona? 2026 Guide

Published on: 08/05/2026

Refinancing your Arizona mortgage usually dips your credit 5 to 15 points from the hard inquiry, then recovers within a few months of on time payments. Here is what to expect, from Pillar Mortgage Group, NMLS #2700076

What Credit Score Do You Need to Buy a House in Arizona? 2026 Minimums by Loan Type

Published on: 06/19/2026

In Arizona, you generally need a 620 credit score for a conventional loan and 580 for an FHA loan with 3.5% down. Here are the 2026 minimums by loan type from Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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FHA loans
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